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Best N26 betting sites

Digital banking grows in popularity every day. N26 is an example of this, offering most of the same features as a traditional bank in a more user-friendly manner.

N26 was founded in 2013 and has five million customers in 26 countries. The bank possesses a full European banking licence and offers a deposit guarantee scheme up to €100,000. Due to Brexit regulations, the bank exited the UK market on 15th April 2020. 

Away from the UK, N26 betting sites have increased significantly. Many bettors use the service for payments to favorite bookmakers. We’ll cover betting with N26 in this guide. 

The Best N26 bookmakers with a Welcome Bonus 

Various N26 bookmakers reward new customers by offering a welcome bonus up to a 100% of your deposit. Regardless of the N26-accepting bookmaker you choose to bet with, this payment option is a wise choice due to its fast withdrawals and reliability. 

22bet
7.8/10
7.8/10

Players Rating: (11 Rates) 7.3

888sport
8.6/10
8.6/10

Players Rating: (12 Rates) 8.6

8.3/10

Players Rating: (16 Rates) 6.7

1xBet
100% Bonus up to €130
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VISA
Mastercard
Skrill
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22bet
7.8/10
7.8/10

Players Rating: (11 Rates) 7.3

888sport
8.6/10
8.6/10

Players Rating: (12 Rates) 8.6

8.3/10

Players Rating: (16 Rates) 6.7

1xBet
100% Bonus up to €130
Exclusive Code: BOOKSPY
BOOKSPY
exclusive
VISA
Mastercard
Skrill
Add Exclusive Promo Code: BOOKSPY. Get €130 or 30% Extra Bonus in local currency.

How can I bet with N26?

To bet with N26, you’ll need to start by opening an account. This process shouldn’t take longer than 10 minutes. You can do this by choosing your country of residence on the website, then adding your name and email address. After you’ve verified this, you can download the app and verify your identity on there. 

Congratulations – at this stage, you’re now a member of N26. Now’s the time to deposit and start having some fun. Once you have chosen a betting site, you’ll be asked in most cases to create an account. You should sign up and verify your account with a valid ID, such as your passport or driving licence. 

Once you have created an N26 account, you are set to start your betting activity. You only need to follow the steps below in your favorite bookmaker:

  1. Login to your betting account
  2. Select Deposit
  3. Choose MasterCard
  4. Enter the amount you wish to deposit
  5. The funds will instantly appear in your account

You can also use N26 as a digital wallet if you only want to withdraw your winnings. To take money out of your betting account, simply select either N26 or Mastercard as your payment option. After this, you’ll need to enter your bank account number and sort code. After confirming everything, you should receive your funds without much of a delay. 

Is N26 betting available in the UK?

Although the company had originally entered the UK market in late 2018, it no longer operates in the country. Therefore, N26 betting is also not possible. 

N26 closed all of its existing customer accounts on 15th April 2020. At the same time new UK customers were not allowed to open anew one. The reason for the digital banking pulling out of the market was due to Brexit; since the UK officially left the European Union at the end of January 2020. Therefore, N26 was no longer allowed to operate in the UK with just its European banking licence. 

There is no indication that N26 will re-enter the UK market any time soon by applying for a banking licence. Therefore, players in the country will need to find alternative payment options to bet with for the foreseeable future. 

Alternatives to N26 bookmakers  

N26 bookmakersUK gamblers who wish to use a fintech alternative to N26 can use Monzo, another digital bank which isn’t too dissimilar. Similarly to N26, Monzo allows for swift deposits and withdrawals. And unlike N26, there is no fee for gambling-related transactions. 

Revolut is another fintech gambling alternative to using N26 on bookmakers’ websites. However, this is not available in the UK for gambling purposes. European customers can benefit from multi-currency processing, as well as sturdy security. 

Another alternative to N26 is Transferwise. This electronic money transfer service allows you to move money around online in over 40 currencies, with minimal delays. It can also be used as a digital wallet to store your winnings. 

Pros of betting with N26 

Betting with N26 has a number of advantages for those who wish to use this service. These include swift transactions, excellent security features and no fees for card payments.

Instant payments: We live in a world of convenience and the days where you would have to wait a few days to either receive your winnings are long gone, thanks to digital banks such as N26. Once you withdraw money from your betting account, you’ll see your money in your N26 account instantly. 

No fees for deposits or withdrawals: While there is a fee for gambling transactions, depositing money to or withdrawing money from your actual N26 account costs nothing.

Security: N26 is equipped with 3D Secure (3DS) security, which helps to prevent fraud whenever you use your account online. On top of this, you can also choose to sign into your account with fingerprint identification.

Free card delivery: N26 customers will have a MasterCard shipped to them once they have verified their account and identity, with standard delivery being free. 

Convenience: N26 is available on both mobile and desktop, depending on your preference. You can also use the service to set daily spending limits. Moreover, deposits and withdrawals can be carried out 24/7.

Banking details remain private: As the bank itself says: “N26 Bank only transmits data to third parties, when this is required by law, you consented to the transmission or N26 Bank is authorised to issue a bank reference”. 

Transfer money in 19 currencies: N26 supports money transfers in EUR, USD, CAD and dozens of other major global currencies. 

Easy-to-use mobile app: Deposits and withdrawals are as simple as typing in the desired amount and confirming, while you can also choose whether or not you want to accept certain payment types. 

Available in 5 languages: N26 is available in English, German, French, Spanish and Italian. 

Cons of betting with N26 

As with every payment option out there, there are cons to betting with N26 too – such as the exit from the UK market, fees on gambling transactions and a fixed number of free ATM withdrawals monthly.

❌ Not working in the UK since April 2020. Using N26 to bet in the UK has not been possible since 15th April 2020, due to the company withdrawing from and closing all customer accounts in the country. 

❌ A 3% fee on all gambling transactions. In a bid to both boost social responsibility and fight fraud risks, N26 applied a 3% fee on all gambling transactions earlier in 2020. 

❌ Limited free ATM withdrawals each month. N26 customers who wish to withdraw money from their account at an ATM can only do so three times each month with a standard bank account. Metal customers have that number upped to five.

❌ Customer support is slow. If you have a problem with your account and can't find the answer to your question on their website, it can take a while before N26’s customer support team solves your problem. Customer support is available between 07:00 and 23:00 each day, meaning that you’ll have to wait until the morning if a problem arises during the night. 

❌ No physical branches. Because it’s an online-only bank, N26 has no physical branches. This means that everything must be done via your mobile or desktop device, while there is also no first-hand customer support.  

❌ App required to work. If you don’t have the N26 app, you can’t check your account or deposit money into it. 

More info in your N26 account

While betting with N26 is a viable option in a selection of markets, there’s more to this popular digital bank than just gambling. The service is useful for a broad range of online and offline purposes, related to both budgeting and spending. 

In the following sections, we will discuss the fees related to N26. These cover ATM withdrawal costs, as well as exchange rate fees and the percentage added to all gambling transactions. 

Alongside the standard N26 account, it’s also possible to apply for a Metal card. This mandates a monthly fee, with premium members getting a broad range of advantages in comparison to the standard free account. 

We will also talk about the practicalities of using the N26 mobile app, which is compatible with both Android and iOS devices. This includes managing your money from your phone, as well a variety of other attributes at your fingertips.

Towards the bottom of this page, you will also find Book Spy’s opinion on betting with N26 and whether or not he thinks it’s an option worth exploring. Moreover, we will provide you a complete list of N26 bookmakers and also provide the answer to a variety of frequently asked questions. 

What are the N26 fees? 

N26 feesThere are a few N26 fees you should be aware of. Standard shipping for replacement cards will cost you €10. For express delivery, which isn’t available with Metal cards, this rises to €30. 

Once you exceed the ATM withdrawal limit, you will be charged €2 every time you perform this action for the rest of that month. If a SWIFT payment is in USD you will be charged £3, which rises to £5 in other currencies. 

Gambling payments will incur an additional charge equivalent of 3% of the transaction’s value, regardless of how much or little you spend. 

Exchange rate fees are 1.7%. 

Perks of the N26 Metal card  

N26 Metal accounts are available for €16.99 per month, with a 12-month commitment necessary. Should you choose this option, you will receive a number of additional benefits. 

When you go abroad, you won’t incur fees for using your card. You can also enjoy peace-of-mind thanks to a comprehensive insurance package, which includes flight insurance if you’re delayed, trip insurance, medical insurance and other amenities. 

If you would like to divide your money into separate accounts, this is possible through the option of creating sub-accounts. Other benefits include priority customer support and numerous discounts with a variety of N26 partners. 

Betting with the N26 app 

N26 app The N26 mobile app has all of the features you’ll need to manage your account, while still remaining simple-to-use at its core. 

Regardless of whether you have an Android or iOS smartphone, you will be able to use the N26 app. You can control your money completely from your phone, while also receiving transparency thanks to a breakdown of your spending into different categories. 

You can also control how you do and don’t want to spend. If you don’t want to allow ATM withdrawals, spending abroad or online payments, you can toggle these off and on. 

Is there any value in betting with N26? - by Book Spy 

betting with N26Since the beginning of operations in 2013, N26 has attracted the interest of players. The restrictions of traditional banking, such as payment limits and the disclosing of financial activity to tax authorities, can be very well forgotten when you use N26. Therefore, high-stake bettors have opted to use N26 for these important attributes.

However, the 3% fee on gambling transactions – plus the fact that the company has exited the UK market altogether – seem like an insurmountable task to overlook. It is simply too expensive to use N26 any longer, especially if your turnover is on the high end.

To conclude, I would still use N26 for testing a new bookmaker with a small deposit. But for my serious wagers, I choose Skrill and Neteller for their zero payment fees and their broad availability.

Complete list of bookmakers with N26

Bookmakers Rating Why to Bet Why to Bet Bookmakers Bonus  
22bet 22bet
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888sport 888sport
  • 10.000 live events per month
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€30 Free Bets
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1xBet 1xBet
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100% up to €130
Code: BOOKSPY
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Bwin Bwin
  • 50+ sports
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High Odds
Code:
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Mr Play Sports Mr Play Sports
  • 10.000 pre-match events per month
  • 35+ sports
  • 140+ extra bets
  • 10.000 pre-match events per month
  • 35+ sports
  • 140+ extra bets
High Odds
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20Bet 20Bet
  • More than 1,000 live events/day
  • 150+ markets in football
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100% up to €100
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Rabona Rabona
  • 20.000+ live events per month
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100% up to €100
Code:
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SlotsNBets SlotsNBets
  • 94% payout in top football leagues
  • Competitive in-play odds
  • Multiple tennis events
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120% up to €100
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CyberBet CyberBet
  • More than 15 sports
  • Alternative handicaps in basketball
  • 30+ live tennis markets
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Bet365 Bet365
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
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  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
€25 Bet Credits
Code:
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Bookmakers Rating Why to Bet Why to Bet Bookmakers Bonus  
22bet 22bet
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
100% up to €122
Code:
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888sport 888sport
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • Code:30FB
€30 Free Bets
Code: 30FB
Bet Now
1xBet 1xBet
  • 1.000 live matches daily
  • Asian Handicap
  • 50+ sports
  • 1.000 live matches daily
  • Asian Handicap
  • 50+ sports
  • Code:BOOKSPY
100% up to €130
Code: BOOKSPY
Bet Now
Bwin Bwin
  • 50+ sports
  • Cards & Corners
  • Edit my bet
  • 50+ sports
  • Cards & Corners
  • Edit my bet
High Odds
Code:
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Mr Play Sports Mr Play Sports
  • 10.000 pre-match events per month
  • 35+ sports
  • 140+ extra bets
  • 10.000 pre-match events per month
  • 35+ sports
  • 140+ extra bets
High Odds
Code:
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20Bet 20Bet
  • More than 1,000 live events/day
  • 150+ markets in football
  • 40,000+ events/month
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  • 150+ markets in football
  • 40,000+ events/month
100% up to €100
Code:
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Rabona Rabona
  • 20.000+ live events per month
  • 95%+ on Top 5 leagues and NBA
  • Alternative handicaps on basketball
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  • 95%+ on Top 5 leagues and NBA
  • Alternative handicaps on basketball
100% up to €100
Code:
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SlotsNBets SlotsNBets
  • 94% payout in top football leagues
  • Competitive in-play odds
  • Multiple tennis events
  • 94% payout in top football leagues
  • Competitive in-play odds
  • Multiple tennis events
  • Code:bookmakers
120% up to €100
Code: bookmakers
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CyberBet CyberBet
  • More than 15 sports
  • Alternative handicaps in basketball
  • 30+ live tennis markets
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  • Alternative handicaps in basketball
  • 30+ live tennis markets
  • Code:BOOKMAKERSBET
100% up to $250
Code: BOOKMAKERSBET
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Bet365 Bet365
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
€25 Bet Credits
Code:
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FAQ
Q: Does N26 have a banking licence?

N26 has a European banking licence, which enables it to operate in the European Economic Area (EEA). Last year, it also announced that it would be expanding its services into the US market.

Q: Where is N26 available?

N26 is available in Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, the Republic of Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Portugal, Poland, Slovakia, Sweden, Spain and Switzerland, as well as the US.

Q: How do I order a N26 card?

Your first N26 card will be shipped to you as soon as you have verified your identity. You will have the choice of ordering express delivery at the checkout, should you wish to get your card faster. If you need a replacement card, you can order this through the N26 app.

Q: Is N26 available in the UK?

N26 had been available in the UK up until April 2020, but this is no longer the case since the bank withdrew. The reason for this was Brexit; all UK customer accounts were closed after operations ceased in this market.

Q: Does N26 offer a deposit guarantee scheme?

Yes. Since N26 is compliant with European Union laws, the bank has a deposit guarantee scheme up to the value of €100,000.

Q: Are there any N26 fees?

Although basic accounts don’t incur a monthly fee, you will need to pay for other services. In addition to the 3% fee for all gambling transactions, ATM withdrawals beyond the monthly limit will also have an additional €2 cost. SWIFT payment costs will vary depending on which currency you use, while there is also a 1.7% foreign exchange fee.

Q: How do I top up my N26 account?

In the N26 mobile app, go to the Actions tab and select ‘Add Money’. After you have done this, choose ‘Card Transfer’. Enter the amount you wish to add to your account, as well as the card you want to use and its security code. After doing these, you should see the money in your account instantly.

Q: What is the best N26 alternative?

That depends on where you live. If you’re based in the UK, then Monzo is a viable alternative. However, customers elsewhere in Europe might turn to Revolut or Transferwise instead.

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LIST OF TOP BOOKMAKERS
22bet
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
100% up to €122
888sport
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • Code:30FB
€30 Free Bets
1xBet
  • 1.000 live matches daily
  • Asian Handicap
  • 50+ sports
  • Code:BOOKSPY
100% up to €130
Bwin
  • 50+ sports
  • Cards & Corners
  • Edit my bet
High Odds
Mr Play Sports
  • 10.000 pre-match events per month
  • 35+ sports
  • 140+ extra bets
High Odds
20Bet
  • More than 1,000 live events/day
  • 150+ markets in football
  • 40,000+ events/month
100% up to €100
Rabona
  • 20.000+ live events per month
  • 95%+ on Top 5 leagues and NBA
  • Alternative handicaps on basketball
100% up to €100
SlotsNBets
  • 94% payout in top football leagues
  • Competitive in-play odds
  • Multiple tennis events
  • Code:bookmakers
120% up to €100
CyberBet
  • More than 15 sports
  • Alternative handicaps in basketball
  • 30+ live tennis markets
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Bet365
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Rolletto
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Zodiacbet
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Betfair
  • The largest and the most reliable betting exchange in the world
  • You can trade your bets
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Betinia
  • MGA license
  • 10,000+ events monthly
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100% up to €100
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