Best Betting Sites in Finland 2026

Unlike most European countries, Finland's gambling market operates as a state-owned monopoly. Veikkaus is the only company in the country with a local license despite pressures from the EU to change the landscape.

Nevertheless, you can access a wide range of international bookies freely, especially s...

Unlike most European countries, Finland's gambling market operates as a state-owned monopoly. Veikkaus is the only company in the country with a local license despite pressures from the EU to change the landscape.

Nevertheless, you can access a wide range of international bookies freely, especially since authorities do not prosecute players who do so. That way, you can hunt for better bonuses, higher odds, and better coverage on your favourite sports.

On this page, we will offer you a list of the best betting sites in Finland and closely examine the country's gambling framework. Do you have to pay taxes on your winnings? When will a licensing system take place? Let’s find out.

Dimitris Pappas Dec 14, 2018

Which Are The Best Betting Sites In Finland?

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Why Trust us?

We combine years of experience with thorough research. We are players ourselves and strive to provide the most unbiased bookmaker reviews. We evaluate factors like reliability, odds, mobile features and withdrawal speed. You can also find the best betting bonuses available for each sportsbook. Moreover, we always consider players' feedback and include it in our reviews.

Bookmaker Comparison

Bookmaker Comparison	Local Licensed	International
Licensing	Only for the state-owned operator	Malta, Curacao, Kahnawake and other international regulators
Payments	Euteller, Nordea, SEPA, Zimpler, Trustly, Debit Cards, Credit Cards	Debit Cards, Credit Cards, E-wallets, Cryptos, 30+ Other Options
User Experience	Fully localised for Finnish users (language, payments)	Many sites support the Finnish language
KYC Verification	Mandatory	Depending on the website
Taxation	No Taxation	No Taxation

Tested And Approved Betting Sites In Finland

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Certain bookmakers appear on Bookmakers.bet as part of commercial agreements. However, our editorial team maintains full independence. All reviews and ratings reflect expert evaluations and real user feedback, not sponsorship influence. We prioritize fairness, transparency, and your betting experience above any partnership considerations. Please always gamble responsibly and within your limits.

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Minimum Fiat Deposit:

$25.00

Withdrawal Times:

1-3 Days

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€10.00

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Minimum Fiat Deposit:

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1-2 Days

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Stake

Stake has been around for over five years, garnering increased traction in 2024, due to lasting partnerships with Everton, the UFC, and the Stake F1 Team. The crypto-friendly betting site has emerged as a strong contender for best sportsbook, offering odds of over 96% on top leagues.

It has live video coverage of over 20 sports, and player stats in ice hockey. You can combine same-game multis and bet on all imaginable markets in football, basketball, and other primary categories. The bookie even offers the opportunity to wager on Finnish pesapallo.

Our readers can claim an exclusive welcome offer by joining from our link. The Curacao operator has a local language setting. It accepts cryptocurrencies and allows users to buy and hold tokens in separate wallets.

1xbet

1xbet owes a lot of its popularity to Eastern European and Nordic countries, and Finnish bettors are among the most dedicated users on the site. Available in Suomi, offering a top-notch sportsbook and having a great native app, the bookie leaves no stone unturned.

The brand has partnered with notable teams, including Barcelona FC and PSG, among others. You will find razor-sharp odds on EU competitions, including Finnish ice hockey, with alternative bets on Totals and Handicaps. Live streaming covers the majority of events in-play from over 45 sports, and you can watch them in Multi-View.

Finns are eligible for the Welcome bonus and other weekly offers. While direct transfers with Nordea are no longer viable, you can still choose to use open banking, cards, crypto, or e-wallets like Skrill for transactions.

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N1bet

N1bet is the most popular bookmaker operating on the SoftSwiss platform, renowned for its high odds and extensive markets on American and European sports. You can set the website to Finnish and claim the original Free Bet Hunting Bonus.

Ice hockey has a special feature on the sportsbook, with player props and lines on totals and handicaps exceeding 95.5%. Even regional games have options between combos for each period. There is significant video coverage of live events.

The bookie is also sought for its unique features, such as the €1,000,000 VIP Bet. You can download the functional app for all devices and use the betting tools on your phone. Besides the high-capped cryptos, you can transact with cards, Skrill, Mifinity, and Jeton, as well as bank transfers.

Unibet

Unibet is one of the best-rated bookmakers in the market, boasting over 25 years of experience and an impeccable reputation. The multi-licensed brand accepts Finnish players and offers a localized website tailored to their language and payment preferences.

You can deposit with local mobile solutions like Nordea and benefit from the weekly cashback on your losing bets. The 95% average odds rise substantially in competitions from the UEFA Champions League and the Euroleague. Ice hockey receives boosted prices on individual props, and you can bet on Double Chance for different batches and periods.

The website provides a download link for the Unibet application, and you can watch the dedicated TV channel for live streaming on your phone. You can contact the 24/7 support via live chat.

18+ | Full T&Cs Apply

Tonybet

Tonybet is a highly acclaimed bookmaker in Finland, operating under an Estonian license. The betting site provides some of the most prominent options in football, ice hockey, and even outrights on motor sports.

You can select the Suomi setting for the website and enjoy the sportsbook with odds of up to 97%. The operator offers a live streaming feature for virtual and esports events. Cash Out is available on most games, and you can use Bet Builder to combine player stats and minute markets.

The bookie accepts cards, Skrill, Trustly, Rapidtransfer, and other popular mobile solutions and local bank apps. The welcome bonus matches your first deposit, and then you can proceed to claim the forecast and predictor tournament prizes.

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What You Need to Know About Online Betting in Finland

For years, there was no legal framework in the country surrounding online gambling. The tipping point in betting regulation occurred in 2011, with the Lotteries Act enacted by the Finnish parliament. It stated that only licensed operators can offer land-based or online betting services, thus giving Veikkaus the total market monopoly.

Despite pressure from the EU, which finds that frame very restrictive, the government has not given up the state monopoly. On January 1, 2022, the latest Lottery Act that came into place proved to be even stricter. First, it targeted responsible gaming, as identification of players became mandatory.

Moreover, Veikkaus has to track data and detect addiction patterns in order to intervene. The second significant change was the planned payment blocking to unlicensed websites. While it will be at least until 2025 to see that happening, it could be an important development.

Is Online Betting in Finland Legal?

The ban on international sports betting sites in Finland goes back more than a decade, but it was more for typical reasons. Finns have had unrestricted access to offshore sportsbooks with no repercuss...

The ban on international sports betting sites in Finland goes back more than a decade, but it was more for typical reasons. Finns have had unrestricted access to offshore sportsbooks with no repercussions. In particular, ice hockey bookmakers with international backgrounds are popular among locals.

Locals did not need a VPN service as internet providers did not block any IPs. Offshore bookies took advantage of that as they established a solid member base in the country. Finally, after pressure from the EU became more serious, the state monopoly will be finished by the end of 2025, and a new licensing system will take place.

What Are the Tax Implications in Finland?

An additional benefit to players is that taxes on winnings are zero, even if you bet on non-licensed betting sites in Finland. Officially, the only condition is that your sportsbook be based in a Europ...

An additional benefit to players is that taxes on winnings are zero, even if you bet on non-licensed betting sites in Finland. Officially, the only condition is that your sportsbook be based in a European Economic Area (EEA) country. Nevertheless, you might want to check with your accountant if you win a high amount, like €100.000.

On the other hand, since Veikkaus is the only licensed company in the country, it is the only one that is taxed. As of 2024, a 12% tax rate has been applied.

International vs. Local Sports Betting Sites in Finland

At first glance, it would appear that, since Veikkaus has been a monopoly for over a decade, it would dominate the market. However, this is not the case. Due to a lack of competition, the company has...

At first glance, it would appear that, since Veikkaus has been a monopoly for over a decade, it would dominate the market. However, this is not the case. Due to a lack of competition, the company has relaxed and overlooked upgrades and integration of new features. It offers below-par odds, low bonuses, and a limited number of sports and markets.

On the other hand, international betting sites in Finland come with excellent gamification, very competitive prices, high bonuses, and an array of selections. They have also added all the local payment options in their cashiers to make people’s lives easier. Your best option is to sign up with one of them.

Football

Veikkausliiga is the top domestic football league in the country. It is sponsored by Veikkaus and comprises 12 teams, namely HJK and FC Haka. Since there are no licensed bookmakers in the country, the...

Veikkausliiga is the top domestic football league in the country. It is sponsored by Veikkaus and comprises 12 teams, namely HJK and FC Haka. Since there are no licensed bookmakers in the country, the Finnish league is somewhat overlooked due to the lack of interest from international players. Nevertheless, you can still find around 50 pre-match markets on average. In addition, you can bet on all the top European competitions at high odds. This is what most locals do, after all.

Ice Hockey

Ice hockey is the number one sport in the country in terms of viewership. The men’s national team has managed to win two silver and four bronze medals in the Olympics, which has caused interest to s...

Ice hockey is the number one sport in the country in terms of viewership. The men’s national team has managed to win two silver and four bronze medals in the Olympics, which has caused interest to skyrocket. Moreover, all international betting sites in Finland thoroughly cover the local Liiga, or Finnish Elite League, mainly because it is one of the best in the world. For more information, check out our guide to the best ice hockey bookmakers.

Pesapallo

Pesapallo was invented back in the 1920s and is widely considered the national sport in Finland. If you are an outsider, chances are you have never heard of it. In layman’s terms, it is fundamentall...

Pesapallo was invented back in the 1920s and is widely considered the national sport in Finland. If you are an outsider, chances are you have never heard of it. In layman’s terms, it is fundamentally similar to baseball; the main difference is that the pitcher throws the ball vertically, and the thrower is closer to the opponents. Understandably, since the level of interest is very low outside the country, you may not be able to find odds on it on most Finnish betting sites.

Winter Sports

Due to its geographical location, it is no surprise that Finns love to watch and bet on winter sports. After all, the country has produced legends like Eero Mäntyranta and Juha Mieto. Some of the spo...

Due to its geographical location, it is no surprise that Finns love to watch and bet on winter sports. After all, the country has produced legends like Eero Mäntyranta and Juha Mieto. Some of the sports that attract the most interest include cross-country skiing, ski jumping, and speed skating. However, as is the case with pesapallo, it will be challenging to find a sportsbook with an array of markets, especially outside the Winter Games.

Local and International Transaction Methods

Trustly

Trustly is responsible for 40% of gambling payments in Finland. It is available in more than 25 countries and allows deposits of up to €50,000.

Nordea

This is another popular payment option in Scandinavia. It has been live since 1997 and has its headquarters in Finland. It comes with high security and no transaction fees. For more info, check out our guide to finding the best Nordea bookmakers.

Euteller

This is a Finnish payment method that also allows instant banking transactions. Euteller bookmakers are safe, let you freely claim the welcome bonus, and might even support P2P transfers.

Zimpler

This instant banking method, commonly used in Sweden and Finland, allows you to perform instant deposits. It is free to use and offers you three different ways to add money to your balance.

Do the Finland Betting Sites Allow Cryptocurrencies?

Understandably, since there is only one licensed operator in the country, most players place their bets on international bookies. This means they can claim all their perks, including the ability to deposit and withdraw with any available option.

While...

Understandably, since there is only one licensed operator in the country, most players place their bets on international bookies. This means they can claim all their perks, including the ability to deposit and withdraw with any available option.

While cryptocurrencies are unavailable on sites licensed by the UKGC or MGA, many crypto bookmakers have a Curacao or PAGCOR license. There, you can transact with all your favourite coins, such as Bitcoin, Ethereum, Litecoin, Dogecoin, and more.

OUR VERDICT

Online Betting in Finland: What Does the Future Hold

Last updated: Jun 16, 2026

Local bettors have enjoyed some very loose restrictions compared to other European countries. Despite the state-owned Veikkaus Oy having total dominance over the gambling market, they could freely bet on the international bookmakers.

However, the recent amendment of the gambling legislation aims to r...

Local bettors have enjoyed some very loose restrictions compared to other European countries. Despite the state-owned Veikkaus Oy having total dominance over the gambling market, they could freely bet on the international bookmakers.

However, the recent amendment of the gambling legislation aims to rectify the situation. As of 2026, a licensing system will be implemented to urge offshore betting sites in Finland to apply for a local license.

In all honesty, we will have to wait and see how many of them are eager to do so. Until then, you have no reason to stop playing on your favourite unlicensed betting company in Finland.

Gambling Regulations in Nearby Countries

Norway

Maintains exclusive control over casinos, sports gambling, and horse racing, prohibiting all foreign bookmakers. Nonetheless, locals can readily access unlicensed international brands, which are recognized as the Best Betting Sites in Norway.

Sweden

Has legalized all forms of gambling, subjecting bookmakers to rigorous regulations. To register, individuals must provide a national ID and transact in SEK. As for the content, it is usually offered in Swedish and on a .se domain. Despite these measures, a number of unlicensed Sweden betting sites have emerged, enjoying increasing popularity.

Frequently Asked Questions

Which are the best betting sites in Finland?

We believe that your best option is to sign up with international bookmakers operating in the country since they offer a wider range of sports, markets, and bonuses. Among the top alternatives are 1xbet, 22bet, and Powbet.

Which are the most popular sports in the country?

Football is once again the king of sports in the country. Aside from that, many players place wagers on ice hockey, pesapallo, and other winter sports.

What deposit method can I use at Finnish betting sites?

Some of the most used transaction options in the country include Zimpler, Euteller, Trustly, and Nordea. Moreover, credit card and crypto payments are also on the rise in Finland.

How old do you have to be to bet online in Finland?

The legal age for online betting in Finland is 18, which is similar to most European countries. Locals need to be able to verify their gambling accounts by providing identification during the KYC procedure.

Is it safe to bet online in Finland?

Yes. Online gambling has been perfectly legal in the country since 2011. Even though there is a state-owned monopoly that dominates the scene, players are not prosecuted for registering with international operators. In addition, there are plans to change the model to a licensing one starting from 2026.

Is online online betting in Finland legal?

Yes, since 2011 and the enactment of the Lotteries Act. That law stipulated that Veikkaus, the state-owned company, has a land-based and online gambling monopoly. Despite that, many international bookmakers in Finland accept registrations and wagers from locals.