Best Betting Sites in Finland 2025

Unlike most European countries, Finland's gambling market operates as a state-owned monopoly. Veikkaus is the only company in the country with a local license despite pressures from the EU to change the landscape.

Nevertheless, you can access a wide range of international bookies freely, especially since authorities do not prosecute players who do so. That way, you can hunt for better bonuses, higher odds, and better coverage on your favourite sports.

On this page, we will offer you a list of the best betting sites in Finland and closely examine the country's gambling framework. Do you have to pay taxes on your winnings? When will a licensing system take place? Let’s find out.

As you can see, the market in Finland has still not opened for international operators and only one brand has acquired a license to offer sports betting services to players. Nevertheless, an array of international bookmakers still accept bettors from the country. 

Full List of Finnish Betting Sites

How to Find the Best Finland Betting Sites

Finnish bettors are known for their high expectations. Therefore, it’s essential to consider various factors when selecting a platform that aligns with your preferences.

Sports & Markets

Players in Finland have a strong inclination toward betting on a variety of sports. Consequently, the ideal bookmaker should provide competitive odds across all sports and markets, maximising your potential returns.

Live Betting

Besides pre-match wagers, in-play betting is highly popular in Finland. Be on the lookout for operators that offer attractive pre-match odds but lower odds during live events.

Features

Modern betting strategies often revolve around innovative tools and services. Key features to prioritise include Bet Builder, Live Streaming, and Cash Out. Make sure they are available before signing up with any betting sites in Finland.

Payments

Common transaction methods in Finland include Zimpler, Euteller, Nordea, credit cards, and e-wallets. Look for sportsbooks with a robust cashier offering at least 10 payment options. This will give you more freedom for your transactions.

Local Preferences

Most platforms allow transactions in euros, eliminating conversion fees. However, sites that offer Finnish language support and customer service are a significant advantage even if your English level is excellent.

What You Need to Know About Online Betting in Finland

For years, there was no legal framework in the country surrounding online gambling. The tipping point in betting regulation occurred in 2011, with the Lotteries Act enacted by the Finnish parliament. It stated that only licensed operators can offer land-based or online betting services, thus giving Veikkaus the total market monopoly.

Despite pressure from the EU, which finds that frame very restrictive, the government has not given up the state monopoly. On January 1, 2022, the latest Lottery Act that came into place proved to be even more strict. First, it targeted responsible gaming, as identification of players became mandatory.

Moreover, Veikkaus has to track data and detect addiction patterns in order to intervene. The second significant change was the planned payment blocking to unlicensed websites. While it will be at least until 2025 to see that happening, it could be an important development.

Is Online Betting in Finland Legal?

The ban on international sports betting sites in Finland goes back more than a decade, but it was more for typical reasons. Finns have had unrestricted access to offshore sportsbooks with no repercussions. In particular, ice hockey bookmakers with international backgrounds are popular among locals.

Locals did not need a VPN service as internet providers did not block any IPs. Offshore bookies took advantage of that as they established a solid member base in the country. Finally, after pressures from the EU became more serious, the state monopoly will be finished by the end of 2025, and a new licensing system will take place.

What Are the Tax Implications in Finland?

An additional benefit to players is that taxes on winnings are zero, even if you bet on non-licensed betting sites in Finland. Officially, the only condition is that your sportsbook be based in a European Economic Area (EEA) country. Nevertheless, you might want to check with your accountant if you win a high amount, like €100.000.

On the other hand, since Veikkaus is the only licensed company in the country, it is the only one that is taxed. As of 2024, a 12% tax rate has been applied.

International vs. Local Sports Betting Sites in Finland

At first glance, it would appear that, since Veikkaus has been a monopoly for over a decade, it would dominate the market. However, this is not the case. Due to a lack of competition, the company has relaxed and overlooked upgrades and integration of new features. It offers below-par odds, low bonuses, and a limited number of sports and markets.

On the other hand, international betting sites in Finland come with excellent gamification, very competitive prices, high bonuses, and an array of selections. They have also added all the local payment options in their cashiers to make people’s lives easier. Your best option is to sign up with one of them.

Can You Use Betting Apps in Finland?

Absolutely. Since the local authorities do not ban international bookmakers, you are free to visit the official websites, find the APK files, and install them on your smartphone. Some of the most notable mobile bookmakers in Finland include 22bet, 20bet, Megapari, and BlueChip. If the bookie that you have registered does not offer an application, don’t worry. You can still place wagers on your phone through the mobile website.

What is the Direction of Online Betting in Finland

With no licensing system in place, it’s tough to accurately calculate the country's gambling revenue. However, estimations claim that Finns generate over €300 million in sports bets annually. This amount is bound to rise over €360 million in the next 3-4 years. Some sports that gather the most attention in the country are football, ice hockey, pesapallo, and other winter sports.

Football

Veikkausliiga is the top domestic football league in the country. It is sponsored by Veikkaus and comprises 12 teams, namely HJK and FC Haka. Since there are no licensed bookmakers in the country, the Finnish league is somewhat overlooked due to the lack of interest from international players. Nevertheless, you can still find around 50 pre-match markets on average. In addition, you can bet on all the top European competitions at high odds. This is what most locals do, after all.

Ice Hockey

Ice hockey is the number one sport in the country in terms of viewership. The men’s national team has managed to win two silver and four bronze medals in the Olympics, which has caused interest to skyrocket. Moreover, all international betting sites in Finland thoroughly cover the local Liiga, or Finnish Elite League, mainly because it is one of the best in the world. For more information, check out our guide to the best ice hockey bookmakers.

Pesapallo

Pesapallo was invented back in the 1920s and is widely considered the national sport in Finland. If you are an outsider, chances are you have never heard of it. In layman’s terms, it is fundamentally similar to baseball; the main difference is that the pitcher throws the ball vertically, and the thrower is closer to the opponents. Understandably, since the level of interest is very low outside the country, you may not be able to find odds on it on most Finnish betting sites.

Winter Sports

Due to its geographical location, it is no surprise that Finns love to watch and bet on winter sports. After all, the country has produced legends like Eero Mäntyranta and Juha Mieto. Some of the sports that attract the most interest include cross-country skiing, ski jumping, and speed skating. However, as is the case with pesapallo, it will be challenging to find a sportsbook with an array of markets, especially outside the Winter Games.

How To Bet Online in Finland - Step By Step

The process is straightforward if you're curious about signing up with a new bookie in Finland. Just follow these steps:

• 1
  Select a Bookmaker: Explore our comprehensive bookmaker reviews to find a site that meets your preferences. Once decided, click the link to access the official website.
• 2
  Create an Account: The next step involves setting up your betting profile. Most sites request similar details, such as your name, phone number, address, and password. Make sure to double-check all entries before proceeding.
• 3
  Fund Your Account: Once registered, head to the cashier section to make your initial deposit. Choose your preferred payment method, specify the amount, and confirm the transaction. The process usually takes less than one minute.
• 4
  Start Betting: With funds in your account, you can place bets. Browse through the sportsbook, select your desired sport, choose a market, and set your stake. That’s all there is to it. Once you confirm it, you will be able to track its progress on the bookmakers’ ‘Place Bets’ tab.

Which Payments Do Finnish Bettors Prefer?

Since most players elect to bet on international bookies, the types of transactions at hand are pretty much similar. Below, you can check the most popular ones in Finland.

⏩ Zimpler: This instant banking method, commonly used in Sweden and Finland, allows you to perform instant deposits. It is free to use and offers you three different ways to add money to your balance.

⏩ Euteller: This is a Finnish payment method that also allows instant banking transactions. Euteller bookmakers are safe, let you freely claim the welcome bonus, and might even support P2P transfers.

⏩ Trustly: Trustly is responsible for 40% of gambling payments in Finland. It is available in more than 25 countries and allows deposits of up to €50,000.

⏩ Nordea: This is another popular payment option in Scandinavia. It has been live since 1997 and has its headquarters in Finland. It comes with high security and no transaction fees. For more info, check out our guide to finding the best Nordea bookmakers.

Do Finland Betting Sites Allow Cryptocurrencies?

Understandably, since there is only one licensed operator in the country, most players place their bets on international bookies. This means they can claim all their perks, including the ability to deposit and withdraw with any available option.

While cryptocurrencies are unavailable on sites licensed by the UKGC or MGA, many crypto bookmakers have a Curacao or PAGCOR license. There, you can transact with all your favourite coins, such as Bitcoin, Ethereum, Litecoin, Dogecoin, and more.

Online Betting in Finland: What Does the Future Hold

Local bettors have enjoyed some very loose restrictions compared to other European countries. Despite the state-owned Veikkaus Oy having total dominance over the gambling market, they could freely bet on the international bookmakers.

However, the recent amendment of the gambling legislation aims to rectify the situation. As of 2026, a licensing system will be implemented to urge offshore betting sites in Finland to apply for a local license.

In all honesty, we will have to wait and see how many of them are eager to do so. Until then, you have no reason to stop playing on your favourite unlicensed betting company Finland offers.

Gambling Regulations in Nearby Countries

⏩ Norway: maintains exclusive control over casinos, sports gambling, and horse racing, prohibiting all foreign bookmakers. Nonetheless, locals can readily access unlicensed international brands, which are recognized as the Best Betting Sites in Norway.

⏩ Sweden: has legalized all forms of gambling, subjecting bookmakers to rigorous regulations. To register, individuals must provide a national ID and transact in SEK. As for the content, it is usually offered in Swedish and on a .se domain. Despite these measures, a number of unlicensed Sweden betting sites have emerged, enjoying increasing popularity.