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Best M-Pesa betting sites

If you are a Kenyan bettor, you have probably already used or at least heard of M-Pesa. As it has grown significantly in the last few years, almost every Kenyan betting site that legally operates in the country provides it as a payment option. Founded in 2007, by Safaricom (a subsidiary of Vodafone), it has since become the most widely used mobile payment method in Kenya and the African continent. It has an immense impact on the Kenyan economy as almost half of the country’s GDP was processed over M-Pesa.

As the most popular payment service in Kenya, it has paired up with some of the most reputable bookmakers. In our detailed guide, you will be able to gain insight into all M-Pesa aspects:

  An up-to-date (2020) list of M-Pesa bookmakers that offer a Welcome Bonus
 ᐉ A detailed description of using M-Pesa and depositing to your preferred bookmaker
 ᐉ All the benefits and disadvantages of M-Pesa betting sites

Best M-Pesa Bookmakers with Welcome Bonus 

Our top-rated M-Pesa bookmakers offer to players unique bonuses, instant withdrawals and low fees. Go ahead and try them out to make the most of your betting activity.

22bet
7.8/10
7.8/10

Players Rating: (10 Rates) 7.3

Melbet
7.7/10
7.7/10

Players Rating: (7 Rates) 6.3

Betwinner
7.7/10
7.7/10

Players Rating: (17 Rates) 6.6

22bet
7.8/10
7.8/10

Players Rating: (10 Rates) 7.3

Melbet
7.7/10
7.7/10

Players Rating: (7 Rates) 6.3

Betwinner
7.7/10
7.7/10

Players Rating: (17 Rates) 6.6

How to bet with M-Pesa 

It is straightforward to deposit money with M-Pesa. All you need is a Vodafone or Safaricom mobile number and visit one of the 400.000 retailers across Africa. After you provide your ID, your mobile number will be linked to a mobile money account. That’s all. Now, you can charge your account by following the steps below.

  • Visit an M-Pesa retailer
  • Inform them about the amount you want to deposit
  • Once finished, you will get a text message, confirming the payment

Simple and easy. Depositing to your favorite M-Pesa bookmakers is just as quick and effortless:

  1. Launch the M-Pesa app on your phone
  2. Tap on ‘’Lipa Na M-PESA”
  3. Select ‘’Pay Bill’’
  4. Enter the bookmaker’s Paybill number
  5. Do the same with your account number or username on your bookie and the amount you want to deposit
  6. Enter the M-Pesa PIN
  7. When the payment is complete, you will receive a text message on your phone

And you are ready to bet with M-Pesa. When you want to receive your winnings, you select ‘’Withdraw’’ from the banking page of your betting site and select the amount. Then fill out your M-Pesa number, and once the process is complete, the funds will be in your mobile account instantly.

How to bet in Paybill 

Each bookmaker that operates in Kenya has a unique number that is called Paybill. It is used to the M-pesa app as an identifier of the merchant that you want to send funds to. Every transaction that goes through M-pesa requires a Paybill number to complete. In the following table you can find all Paybill numbers for M-pesa betting sites.

Bookmaker Min. Deposit /
Withdrawal 
Paybill
No
Website
1XBet KES 112 - 225 290011 Visit 1XBet
22Bet KES 112 - 225 895599 Visit 22Bet
Melbet KES 112 - 225 5151511 Visit Melbet
Betwinner KES 112 - 225 998989 Visit Betwinner



Why choose an M-Pesa betting site 

Betting with M-Pesa has revolutionized the way players deposit to bookmakers. Among the advantages of using that payment are convenience, reliability, and the massive availability. However, the most significant benefits are the following:

Banking services without an account or credit card: Bettors can deposit and withdraw to M-pesa bookmakers without resorting to a banking institution. That means you can avoid all the hassle of creating a bank account.

Available in a vast network of retailers: More than 400.000 agents operate throughout Africa and process payments.

Eligible for Welcome offers: There are no restrictions regarding the Welcome Bonus. If you deposit to an M-Pesa betting site, you can claim sign up promos.

Ease of use: A visit to a retailer is enough for payments to go through.

Handy mobile app: A fast and convenient application lets you check your balance on the go. 

Why you should avoid an M-Pesa betting site

❌ Low limits for deposits: Even after the recent amendments, the maximum daily amount transaction limit stands at 150.000 KES. That is considered relatively small for high rollers.

❌ Transaction fees: Payments are subject to certain charges, and that can be high if you use M-Pesa daily.

❌ Not so popular in bookmakers: Since this payment option operates mainly in Kenya, there is a lack of Mpesa bookmakers, especially international ones..

❌ Vulnerable to scams: Several members have fallen to scams, such as receiving calls or text messages that someone has mistakenly sent them money and asking for a refund.

M-Pesa rates for deposits and withdrawals 

Transactions with M-Pesa above a certain amount are subject to fees. However, they are pretty low if you consider other payment methods. The amount of M-Pesa rates fluctuates with the sum of funds.

Topping up your account is always free, withdrawal fees start at 10 KES for payouts above 50 KES . Transfer money to unregistered users will cost you 45 KES for 101 KES - 500 KES, and to registered users, the charges start at 1001 KES . Mpesa withdrawal charges start at 100 KES with 34 KES .

You can find all the fees in detail here: https://www.safaricom.co.ke/personal/m-pesa/getting-started/m-pesa-rates

Which are the countries that use M-Pesa

countries that use M-PesaEstablished in Kenya, the country still acts as the primary market for M-Pesa. More than half of the country's citizens use it for every kind of payment. However, it has recently expanded to other countries: the Democratic Republic of Congo, Egypt, Ghana, Lesotho, Mozambique, and Tanzania. A total of 37 million people are active users of the service, and the company is looking to launch to other continents as well.

Are there any good M-Pesa alternatives

Are there any good M-Pesa alternativesWith such an extensive presence in Kenya, M-Pesa has dominated the country for more than a decade. However, it still lacks a breakthrough in the gambling market. Therefore players might need to look elsewhere for their betting needs.

A great alternative would be e-wallets. It is very easy to deposit from M-pesa to Neteller, you just need to change the default currency to KES. Also the same applies to payments from M-pesa to Skrill. Deposit in KES to your wallet with your Paybill number and the amount will reflect instantly.

Another substitute would be PayPal. Offering unparalleled reliability and privacy in payments, it is also accepted by major bookmakers in Kenya.

Is betting with M-Pesa worth it by Book Spy

betting with M-pesavvvvvvvvvvvvvvvWith a dominant presence in the Kenyan market, more bookmakers consider including M-Pesa as a banking option. It is the most convenient option for bettors in Kenya with wide merchant availability and instant transactions. However, there is still a significant absence of M-Pesa bookmakers. Only a handful offer it as a payment method, a very limiting factor to the player. On top of that, there are frequent reports of scams related to M-Pesa, making someone concerned about his funds' safety. 

To sum up, until M-Pesa gets a broader availability to operators and improves security, bettors in Kenya better use a wallet such as Skrill or Neteller. 

Complete list of bookmakers with M-Pesa

Bookmakers Why to Bet Why to Bet Bookmakers Rating    
22bet
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
  • 1. 1.000+ live events daily
  • 2. 95% payout on top leagues
  • 3. Cashout
22bet
Review Bet Now
Melbet
  • 200+ Live Events daily
  • 95%+ Payout on Live Betting
  • 160+ Alternative in-play bets
  • 1. 200+ Live Events daily
  • 2. 95%+ Payout on Live Betting
  • 3. 160+ Alternative in-play bets
Melbet
Review Bet Now
Betwinner
  • 1000+ pre-match events daily
  • 98%+ on tennis
  • Horse racing available
  • 1. 1000+ pre-match events daily
  • 2. 98%+ on tennis
  • 3. Horse racing available
Betwinner
Review Bet Now
Bookmakers Why to Bet Why to Bet Bookmakers Rating    
22bet
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
  • 1. 1.000+ live events daily
  • 2. 95% payout on top leagues
  • 3. Cashout
22bet
Review Bet Now
Melbet
  • 200+ Live Events daily
  • 95%+ Payout on Live Betting
  • 160+ Alternative in-play bets
  • 1. 200+ Live Events daily
  • 2. 95%+ Payout on Live Betting
  • 3. 160+ Alternative in-play bets
Melbet
Review Bet Now
Betwinner
  • 1000+ pre-match events daily
  • 98%+ on tennis
  • Horse racing available
  • 1. 1000+ pre-match events daily
  • 2. 98%+ on tennis
  • 3. Horse racing available
Betwinner
Review Bet Now

FAQ
Q: How does M-Pesa work?

It links your mobile number to a mobile money account, allowing you to top up your account by visiting one of the 400.000 retailers.

Q: How do I deposit money into M-Pesa?

The process requires you to visit an authorized agent, tell him the amount you want to deposit and pay the agent in cash. You will receive an SMS as soon the transaction is completed.

Q: What is the 1xbet Paybill number

The 1xbet Paybill number is 290011. You can use it in the Mpesa app to complete a payment to the operator and start betting.

Q: Can I transfer money from Paypal to M-Pesa?

Yes, you can link both accounts and transfer money to each one. The process can take from 2 hours to 3 business days. All you need to know is 800088 as the Paybill number, to fill out on the M-Pesa form.

Q: Which are the countries that use M-Pesa?

Currently, it operates in 7 countries: Kenya, the Democratic Republic of Congo, Egypt, Ghana, Lesotho, Mozambique, and Tanzania. It also plans to expand operations to more countries in the following years.

Q: How to reverse M-Pesa transactions?

It is possible to do it. However, it is not guaranteed that the payment will be canceled. You can call the M-Pesa call center on 234, and they will request the agent to cancel the transaction. This can take 24-48 hours.

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