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Bitcoin Sportsbook
7.6
Bitcoin Sportsbook 150% up to $500
BetOnline
7.9
BetOnline 50% up to $250
Heritage Sports
7.6
Heritage Sports 100% up to $500
Cybet
7.5
Cybet No Bonus Available
Bitcoin Sportsbook
7.6
Bitcoin Sportsbook 150% up to $500
Lucky's Ledger
7.6
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Bookmakers Payment Methods
Best Monese Gambling Sites
Bitcoin Sportsbook
7.6
Bitcoin Sportsbook 150% up to $500
BetOnline
7.9
BetOnline 50% up to $250
Heritage Sports
7.6
Heritage Sports 100% up to $500
Cybet
7.5
Cybet No Bonus Available
Bitcoin Sportsbook
7.6
Bitcoin Sportsbook 150% up to $500
Lucky's Ledger
7.6
Lucky's Ledger 100% up to $500

Monese Gambling Sites

Formed in 2015, Monese is one of the UK’s first mobile-only banking services. Since its founding, the company has built a solid reputation as a reliable payment method. New players can open an account almost instantly, as long as they meet the criteria.

Monese is fully digital and only operates in the UK and the European Economic Area (EEA). Over 3,000 new users register with the service every day, while the company also has more than one million users in total.

Officially, according to the Monese terms and conditions, you will not be allowed to use your funds for betting. Although if you try to deposit small amounts with a Monese card, you will probably be able to proceed. This guide will show you details about the app, the pros and cons of using Monese and alternative betting payment methods.

Cristina Tudose Dec 14, 2020
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Certain bookmakers appear on Bookmakers.bet as part of commercial agreements. However, our editorial team maintains full independence. All reviews and ratings reflect expert evaluations and real user feedback, not sponsorship influence. We prioritize fairness, transparency, and your betting experience above any partnership considerations. Please always gamble responsibly and within your limits.

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Bitcoin Sportsbook
1
7.6
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Crypto Bonus

150% Bonus up to $100

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BetOnline
2
7.9
Fiat Bonus

50% Freebet up to $250

  • Online Since:
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  • License:
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Fiat Bonus

50% Freebet up to $250

  • Online Since:
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  • License:
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WHAT WE LIKE:
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  • Minimum Deposit:
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  • Wagering Period:
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Heritage Sports
3
7.6
Fiat Bonus

100% Bonus up to $500

  • Online Since:
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  • License:
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Fiat Bonus

100% Bonus up to $500

  • Online Since:
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  • License:
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WHAT WE LIKE:
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SportsBetting.ag
4
7.8
Fiat Bonus

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  • Online Since:
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Fiat Bonus

50% Bonus up to $1,000

  • Online Since:
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  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
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  • Minimum Fiat Deposit:
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Lucky's Ledger
5
7.6
Fiat Bonus Exclusive

100% Bonus up to $500

  • Online Since:
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  • License:
    Anjouan
Fiat Bonus Exclusive

100% Bonus up to $500

  • Online Since:
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  • License:
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WHAT WE LIKE:
  • 100+ NFL Markets
  • Bet Builder
  • 10+ Crypto Payments
Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
    30 Days
  • Rollover:
    (D + B) x 7
PAYMENT METHODS:
  • Minimum Fiat Deposit:
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  • Withdrawal Times:
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Everygame
6
7.5
Fiat Bonus

100% up to $500

  • Online Since:
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Fiat Bonus

100% up to $500

  • Online Since:
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WHAT WE LIKE:
  • High-Value Welcome Bonus
  • US-friendly Sportsbook
  • 95%+ on N.American sports
Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
    (D + B) x 6
PAYMENT METHODS:
  • Minimum Fiat Deposit:
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  • Withdrawal Times:
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Donbet
7
7.5
Fiat Bonus

120% Bonus up to $600

  • Online Since:
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  • License:
Fiat Bonus

120% Bonus up to $600

  • Online Since:
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WHAT WE LIKE:
  • 400+ Football Markets
  • Live Streaming
  • Early payout on 1,2, & 3 Goals
Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
    30 Days
  • Rollover:
    (D + B) x 10
PAYMENT METHODS:
  • Minimum Fiat Deposit:
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  • Withdrawal Times:
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Cybet
8
7.5
Fiat Bonus

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  • License:
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Fiat Bonus

No Bonus Available

  • Online Since:
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  • License:
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WHAT WE LIKE:
  • No Country Restrictions
  • 30+ Sports
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Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
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PAYMENT METHODS:
  • Minimum Fiat Deposit:
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JB
9
7.7
Fiat Bonus

$4,000 Welcome Package + 20 Free Bets

  • Online Since:
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  • License:
    Anjouan
Fiat Bonus

$4,000 Welcome Package + 20 Free Bets

  • Online Since:
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  • License:
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WHAT WE LIKE:
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Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
    (D + B) x 20
PAYMENT METHODS:
  • Minimum Fiat Deposit:
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  • Withdrawal Times:
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BC.Game
10
0.5
Fiat Bonus

$4,000 Welcome Package + 20 Free Bets

  • Online Since:
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  • License:
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Fiat Bonus

$4,000 Welcome Package + 20 Free Bets

  • Online Since:
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  • License:
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WHAT WE LIKE:
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Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
    (D + B) x 20
PAYMENT METHODS:
  • Minimum Fiat Deposit:
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  • Withdrawal Times:
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Pitbet
11
7.5
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WHAT WE LIKE:
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Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
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PAYMENT METHODS:
  • Minimum Fiat Deposit:
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  • Withdrawal Times:
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Jack
12
7.5
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  • Online Since:
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  • License:
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Crypto Bonus

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  • Online Since:
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  • License:
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WHAT WE LIKE:
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Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
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PAYMENT METHODS:
  • Minimum Fiat Deposit:
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Vave
13
7.7
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  • Online Since:
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  • License:
    Costa Rica
Crypto Bonus

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  • Online Since:
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  • License:
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WHAT WE LIKE:
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Bonus Terms:
  • Minimum Deposit:
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  • Wagering Period:
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  • Rollover:
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  • Minimum Fiat Deposit:
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14
7.5
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  • License:
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  • Rollover:
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  • Minimum Fiat Deposit:
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BetNuvo
15
7.4
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  • Online Since:
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  • License:
    Costa Rica
Fiat Bonus

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  • Online Since:
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  • License:
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  • Wagering Period:
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  • Rollover:
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PAYMENT METHODS:
  • Minimum Fiat Deposit:
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Upsides of Monese Gambling

There is a great variety of perks associated with betting with Monese. These are listed below:

Fast sign-up: Signing up for a Monese account is quick and painless. You only need to enter a few details and verify your identity.

Account options: Monese allows you to track which sites you’ve deposited with, as well as create savings pots.

Multilingual customer support: Monese’s customer support team can help you in English, German and French, as well as various other languages.

Excellent transparency on fees: Monese makes it clear how much certain transactions will cost. Therefore, there are no surprises when depositing internationally.

Fund your account through Paysafe: After July 2020, Monese has cooperation with Paysafe and users can buy a Paysafe voucher to fund their account. Also, they can deposit through their Paysafecard if they hold one.

Downsides Of Gambling With Monese

Aside from the company prohibiting gambling transactions, betting with Monese has other downsides. These include:

Not many bookies accept it: Since typically Monese doesn’t allow deposits on betting sites, not many of them accept it. However, quite a lot offshore bookies take Monese deposits.

No banking license: Although the Financial Conduct Authority regulates Monese, it does not have a banking license and therefore, none of the perks associated with a traditional bank. 

Limits & fees on ATM withdrawals as well as monthly spending: Free ATM withdrawals are capped at £200 per month. Moreover, you can only spend £2,000 abroad monthly without fees.

Not widely available: Monese is only available to residents in the UK and EEA. If you aren't based in one of these countries, you will have to look elsewhere.

What To Know About Monese

Monese offers three account types: Simple (free), Classic (£5.95 per month) and Premium (£14.95 per month). Staple features are alike for all accounts, but Classic and Premium offer larger withdrawal and spending limits.

You can spend up to £9,000 abroad per month and withdraw £900 monthly for free with Classic, with no limits for Premium. To open a Monese account, you must be residing in the UK or in the EEA. Your citizenship doesn’t matter.

What about Monese fees?

Monese fees can add up fast. ATM withdrawals and foreign currency card spending, for example, comes with a 2% fee once you surpass their respective monthly limits. Foreign currency transfers also cost 2% to non-Monese accounts (mi...

Monese fees can add up fast. ATM withdrawals and foreign currency card spending, for example, comes with a 2% fee once you surpass their respective monthly limits. Foreign currency transfers also cost 2% to non-Monese accounts (minimum fee £2).

For Classic members, charges for this type of transaction range from 0.5% upwards. Simple account holders must also pay £/€4.95 for their card's delivery.

Monese app and mobile betting

The Monese app is available on both Google Play and the App Store. You can manage your money 24/7, as well as see a breakdown of your spending habits in different categories. Through the Monese app, it is also possible to create savings pots and bett...

The Monese app is available on both Google Play and the App Store. You can manage your money 24/7, as well as see a breakdown of your spending habits in different categories. Through the Monese app, it is also possible to create savings pots and better-distribute your money. Moreover, all of your different currency accounts are visible.

How To Bet With Monese

  1. Download the Monese app.
  2. Tell Monese where you live and create a login code.
  3. Enter and verify your mobile number.
  4. Choose whether you want a GBP, EUR or RON account.
  5. Enter your home address and verify your identity.
  6. Once your account is verified, order your card (delivery £/€4.95).

Will your account get restricted?

To deposit with a bookmaker, after you create your account, go to the website’s payments section and choose MasterCard. Enter your card’s details, plus the amount you wish to deposit and confirm the payment.

Please note that due to the company’s gambling transaction rules, Monese may block your account when you try to deposit.

What Are Alternatives For Monese?

Monzo

If you live in the UK, an alternative option is Monzo betting. Since transactions can be made through a regular card, it is widely available in bookies, whereas Monese can be restricted. However, the card can only be provided to UK users.

Revolut

Choosing Revolut over Monese is also a decent option outside of the UK. Instant withdrawals and the lack of fees on deposits and withdrawals make betting sites that accept Revolut an ideal destination for online bettors. 

Icon for verdict OUR VERDICT

Is It Worth Betting With Monese

Last updated: Jun 16, 2026

Monese has caught the attention of bettors since 2015. In Europe and the UK, its popularity has grown significantly. Simple sign-up and multilingual customer service are two reasons why. Still, customers searching for a betting payment option must look elsewhere as Monese typically cannot be used for gambling. That is too much to overlook.

Instead, Skrill and Neteller are better for gamblers. They are reliable and also come with perks such as VIP programs. You can also still use traditional banking services for gambling transactions such as credit/debit cards and bank transfer.

Frequently Asked Questions

What is Monese and how does it work?

Monese is a mobile banking app platform. You can use the service to spend, budget and save funds. On top of that it offers a Mastercard that can be used in every ATM.

Can I bet with Monese?

You cannot bet with Monese, under its official policies. Attempting to do so may result in a temporary or permanent ban of your account.

What is the difference between Monese and PayPal?

PayPal is a digital wallet, whereas Monese is a mobile bank. Their fees and services also differ slightly. Moreover, PayPal can be used for gambling, while Monese can’t.

Does Monese have a banking license?

While Monese does not hold a banking license, it is regulated by the Financial Conduct Authority (FCA). If you think this is a drawback in terms of safety, you can still look at other options holding a banking license available in similar regions like Nordea gambling sites.

How do I sign up with Monese?

Download the Monese app and fill in your name, mobile number and home address. Then, verify your identity and address and you’re good to go.

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