Sofort or Sofortuberweisung was launched in Germany in 2005 and rapidly became popular in Austria and Switzerland. In 2013 the Swedish bank Klarna acquired Sofort. Klarna is available in the US and Australia and has over 60 million users. Quick transactions, a high level of security and under-the-radar activity make Klarna betting sites a considerable option for any gambler.
The possibility of depositing in multiple currencies and the eligibility to claim a welcome bonus are also hard to pass. Zero or low fees and an easy-to-use mobile app are some other significant benefits of depositing with Klarna. In the following Klarna (Sofort) review, you will take a deeper look into every aspect of betting with it, such as:
- An up-to-date (2025) list of Klarna bookmakers
- How to use Klarna when gambling online
- All its pros and cons
Which Are The Top Sofort Betting Sites
From all the Sofort betting sites, we have listed the top-rated ones. These sportsbooks have been tested in terms of reliability, odds and markets that they offer. Go ahead and pick your preferred one.
Why should you bet on a Klarna bookmaker
Betting sites that accept Klarna provide multiple benefits that any bettor would consider notable. The most significant perks are the following:
✔ Under-the-radar activity: Your betting activity can remain hidden from the tax authorities when you gamble with Klarna. For many bettors, it is crucial to keep their activity private when gambling online.
✔ Speedy transactions: Deposits take place almost immediately and this is important for bettors who love betting in live events. Regarding withdrawals, a request could be completed within 24 hours.
✔ Low to zero fees: Funding your account with a credit/debit card or through bank wire is free. One the same time, making a transaction on a Klarna bookie is also free of charge. However, when you transfer an amount to your credit/debit card or your bank account, some providers and some banks may charge you some extra fees, which remain low in any case.
✔ Eligibility to claim a Welcome Bonus: Many Klarna betting sites allow you to take a welcome bonus. Also, you can participate in any promotion when you make the most of your betting activity with Klarna.
✔ Accepts multiple currencies: It is essential to play in local currency and avoid any extra conversion fees. AUD, CAD, CHF, DKK, EUR, GBP, NOK, SEK and USD are all available to make your transactions when betting with Klarna.
✔ Klarna app: A free and easy-to-use mobile app is a main advantage of Klarna. For many bettors who prefer betting while being on the road, it is crucial to have a well-designed app. It is available for iOS and Android devices.
Drawbacks of online betting with Klarna
Klarna, like any other payment option, comes with some disadvantages. Not every bookmaker with Sofort allows withdrawals and the fact that in some regions, you cannot fund your account with a credit card are a significant issue.
❌ Not available to many countries: Sofort was focused mainly on German-speaking countries. After Klarna acquired Sofort, payment became available in more countries. Still, the service is operating only in 13 countries for the time being.
❌ Withdrawal restrictions: A main issue when a player is betting with Klarna is that some bookies don’t proceed with a withdrawal. In this case, bettors need to find an alternative to withdraw an amount.
❌ Doesn’t accept deposits with crypto: It is considered a downside that you cannot use any cryptocurrency to fund your account. Currently, you can only connect your credit/debit card or your bank account to fund your account.
❌ Credit card is not always accepted: Despite the fact that you can use your credit card to fund your account, some banks may reject this transaction. Another point is that some providers don’t allow you to fund your Klarna account with a credit card in specific countries. For example, you are not always eligible to use an AMEX card to deposit money to your Klarna account.
❌ Lack of plastic cards: The fact that there is no plastic card available is a significant drawback. The company cooperates with 90,000+ online merchants, but it doesn’t offer a plastic card, so it lacks in terms of versatility.
Is betting with Klarna legal and safe?
Sofort GmbH was founded in 2005 and was acquired in 2014 by the Klarna Group. Klarna was founded in 2005 and its headquarters are in Stockholm, Sweden. The parent company is Klarna Bank AB which has a revenue of $753 million and is regulated by the Swedish Financial Supervisory Authority (FSA).
FSA is the Swedish government agency responsible for financial regulation. That ensures that your betting activity is legal. Regarding safety, except for the SSL encryption that Klarna uses before proceeding with any transaction, you need to provide your PIN and TAN. Klarna never saves this code to ensure that your details remain secure.
Klarna Betting ⇒ How to Create an Account and Deposit
You may be wondering about how to create a Klarna account. The procedure to create an account is effortless when you follow the next steps:
- 1 Visit https://www.klarna.com/pay-now/
- 2 Click on ‘Login’ and then choose ‘Register’
- 3 Provide information like email or your phone number
- 4 An email or an SMS will be sent to you
- 5 Follow the procedure and complete your registration
You will need to upload your ID, license, or passport and address proof regarding the verification process. Adding funds to your preferred Sofort bookmakers is once again really quick and easy. It will not take long if you follow the steps below:
- 1 Enter your Klarna betting site
- 2 Choose the deposit option
- 3 Select Klarna/Sofort as your payment option
- 4 Fill in the amount you want to deposit
- 5 Provide the required information like PIN and TAN numbers
Done. Klarna never stores your PIN and Transaction Authentication Number (TAN) for security reasons; so, every time you make a deposit, you need to provide them again. As soon as you complete the procedure, the amount will be available to your account almost immediately.
Can I withdraw from Sofort betting sites
Withdrawals are one of the main issues that Klarna needs to find a solution to if the company wants to take the next step in the gambling industry. There are bookmakers that accept Klarna that allow withdrawals, provided that you have made a deposit first the same way.
If this is the case, gamblers need to enter their betting account and choose as withdrawal option Klarna/Sofort. As soon as a player fills in the withdrawable amount, he should press ‘Confirm’ to complete the transaction.
However, many Sofort betting sites don’t give a withdrawal option. So, bettors have to find an alternative to proceed and the best option is probably a wallet like Skrill or Neteller.
Supported countries
At the moment, Klarna operates in 15+ European countries, plus USA, Australia and Canada. However, it is not accepted in all these for betting purposes. Below, you can take a look at a couple of countries where Klarna is popular for gambling transactions:
Klarna services
Two different kinds of services are provided by Klarna: Klarna Pay Later and Klarna Instant Banking/Pay Now.
✅ Klarna Pay Later: This service is designed to allow users to proceed with an online transaction even when they don’t have funds in their bank account. There are many merchants, and some bookies also, that accept transactions through this service. The user can proceed with the payment and later on pay back Klarna. Users have from 14 to 30 days to pay for the amount.
✅ Klarna Instant Banking/Pay Now: We are talking about the newest payment service provided by Klarna. After Klarna acquired Sofort in 2014, this service was created. It allows instant bank transfers via a Klarna account. An account holder can connect his bank account and proceed with payments to any merchant by keeping his activity hidden.
Fees and limits
Deposits on Klarna betting sites come with no fees. Also, when you withdraw an amount from your bookie, there is no charge. At the same time funding your Klarna/Sofort account is free of charge.
When you want to transfer money to your bank account, Klarna will not charge you a fee, but some banks may charge a small fee. These extra charges depend on your bank and on your region. If you want to send an amount to a connected debit/credit card, you may have to pay some fees depending on your card provider.
Klarna compared to other payments
⏩ Klarna vs Zimpler
Zimpler is an innovative online payment method available in several European countries. Founded in Sweden in 2012 and with instant deposits via three different channels, Zimpler betting sites are a decent choice for any gambler.
Looking at it the other way, Zimpler does not support payments though all cards and all banks, while Klarna is more advanced on the matter.
⏩ Klarna vs EPS
EPS (Electronic Payment System) is pretty much what its name shows. A huge advantage of the payment is that its users don't have to create an account in order to proceed with deposits. Therefore, it provides a more straightforward process.
However, the system is only available in Austria; thus, EPS betting is restricted to the country, while Klarna's acceptance is definitely wider.
⏩ Sofortuberweisung vs Giropay
Giropay is an online banking payment method in Germany. Created in 2006 by Deutsche Postbank. The system that Giropay uses looks like iDEAL in the Netherlands and Interac in Canada.
Two-Factor authentication secures that your transactions are safe and that deposits are instant and with a low possibility to be rejected. However, several withdrawal restrictions and 0.9% to 1.2% + €0.08 fees on every transaction make Sofort a better option than Giropay bookmakers.
Final word on Klarna by Book Spy
Klarna/Sofort has been around for almost 15 years but it has become popular among bettors only in the last few years. Klarna bookmakers allow players an under-the-radar betting activity, easy & quick transactions and eligibility for a welcome bonus on most occasions.
Still, the payment doesn’t operate in many countries and not many bookies accept it. In addition, the fact that you can not use your cryptocurrency to fund your account and that sometimes credit cards are not accepted; may make some players reconsider using it when gambling online.
To sum up, Sofort betting sites are a quality option for gamblers. Accepting multiple currencies and zero to low fees are hard to pass. However, limited availability on bookmakers and the fact that some sportsbooks don’t allow withdrawals are some major downsides.
Therefore, I would recommend other online payments, such as Neteller or Skrill, to make the most of your gambling activity.
Complete list of Klarna bookmakers
Quick transactions and low fees are some of the main features of bookies that accept Klarna. Check below the complete list of Klarna sportsbooks and choose the one that best suits you.
Sofort Gmbh was established in Munich, Germany, in 2005. In 2014 Sofort was acquired by Klarna. In 2017 a significant rebranding took place and Sofort as a payment method became integrated into the Klarna product range.
At this very moment, the answer is no. You can not use your crypto wallet to fund your Klarna account. Even if you hold a crypto card from a crypto exchange like Crypto.com or Binance, again, you cannot deposit it on your account.
It depends. Some bookmakers allow withdrawals with Klarna. However, most bookies do not provide this option. Thus, players need to find an alternative for adding funds to their account.
You can send an email to support@sofort.com and you can also contact them via the phone; Monday to Friday, 9 am to 6 pm and on Weekends, 10 am to 5 pm, German time.
Straightforward answer, no. You can only fund your account with your credit/debit card or through a bank transfer for the time being.