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Betting with UPI India

UPI (Unified Payments Interface), introduced in April 2016, was initially developed by India’s National Payments Corporation. Even though it is a new entry into the gambling industry, it has become prevalent among Indian bettors. At least 142 banks are operating on the platform providing one-click payments and mobile-only transactions within India.

At the time being, almost every Indian betting site accepts transactions through it. Easy transactions, low fees and government regulation make it one of the best choices. You are moments away from finding out critical factors of UPI such as:

  • An up-to-date list of UPI betting sites in India
  • The reason why it is an excellent choice for you
  • Information about how to deposit and withdraw when using UPI

Best UPI Bookmakers

The following list of UPI bookmakers have been tested for reliability, low fees and the availability to deposit in INR. Feel free to try them out and take advantage of the Welcome Bonus and several more perks.

22bet
7.8/10
7.8/10

Players Rating: (11 Rates) 7.3

8.3/10

Players Rating: (17 Rates) 6.8

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Mastercard
Skrill
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Rabona
7.6/10
7.6/10

Players Rating: (3 Rates) 7.2

22bet
7.8/10
7.8/10

Players Rating: (11 Rates) 7.3

8.3/10

Players Rating: (17 Rates) 6.8

1xBet
100% up to €130
Exclusive Code: BOOKSPY
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VISA
Mastercard
Skrill
Add Exclusive Promo Code: BOOKSPY. Get €130 or 30% Extra Bonus in local currency.
Rabona
7.6/10
7.6/10

Players Rating: (3 Rates) 7.2

Why and how to use UPI in India?

When we are talking about UPI, we refer to India’s most widely accepted banking system. Due to the popularity of UPI in India, more and more betting sites accept deposits. It is a payment method created to use only Indian rupees. It processes transactions faster than several cards or bank options and depositing to an Indian betting site is free. When you proceed with a withdrawal, a possible charge is as low as ₹0.50, depending on your bank. Another advantage of UPI is that almost every site that accepts this payment method offers a welcome bonus.

You may wonder how it works in India. It allows users to transfer money quickly through ID numbers, mobile numbers and QR codes. To use it, you’ll need to have business with one of the banks supported by UPI. The list of banks includes the Central Bank of India, Axis Bank, ICICI Bank, SBI and many more. Moreover, you have the eligibility to choose through which application you will make your payments.

Once you decide on your app, you have to follow the next steps:

  • 1 Enter the mobile number and your email registered at your chosen bank. You have to fill in the same details to your bank account connected with the UPI platform.
  • 2 Instantly, you will receive a One-Time-PIN (OTP) that you'll need to verify your phone number for security reasons.
  • 3 Select your bank from the list and proceed. Once your account is confirmed, you may set up your 4 to 6-digit  Pin. You will need that Pin at UPI betting sites.

Since there are many apps that you can choose from, we will provide you more information about the best apps in a following section.

Is UPI safe and legal for online betting?

Straight up answering this question, the answer is yes. UPI is one of the safest payment methods for online betting in India. It provides a two-step authentication which makes it impossible for any third party to access your account. Also, the fact that the National Payments Corporation of India owns it makes it a safe and secure way to gambling for any player.

The legislation about gambling in India is indeed unclear. There is a federal law, but at the same time, many local laws in any state. Although the Reserve Bank of India directly regulates UPI, players can feel safe that transactions are always secure and there is no issue with gambling activity.

How to deposit with UPI on betting sites?

The first move you have to do is download the UPI wallet on your smartphone. It is mandatory to link your bank account to it. All you have to do is type in the same phone number that you have connect to your bank account, and it will automatically make the connection. There are many apps in India for a player to choose. Depositing on Indian betting sites via it is a quick and straightforward procedure.

red arrowWhen you are at your favorite bookmaker, navigate to the deposit.

red arrowA new window will open. You have to select your desired deposit method, UPI.

red arrow

Some betting sites may also have an option called NetBanking, where you can also choose to deposit through UPI and other methods. After you choose it, you will have to select the amount you want to deposit and fill in your details.

red arrow

Login to your UPI account, paste the ID you have and choose the amount you want to deposit. If you want to speed up this process, you can upload a payment screenshot. Your payment is ready, and the betting sites have received the amount.

Can I withdraw money from UPI?

UPI offers the option to proceed with a payout. To withdraw through the payment system, you have to deposit in the same way. Since you log in to your bookmaker’s account, you have to choose it as a withdrawal method. Type the amount you want to withdraw. Then you have to verify the payment on your UPI app. 

Done. The transaction process can take between 24-48 hours. On your first withdrawal, it is necessary to proceed with KYC verification as part of the gaming licensing requirements.

What are the Best UPI apps in India

There are many apps through which you can make UPI payments. We have selected the best apps in India that players can download to deposit to a betting site.

1.Paytm logo 2Paytm
Paytm is a widely accepted online payment method and very popular in India. In 2017 was introduced the Paytm UPI services which is very popular among Indian bookies. You can quickly transfer your money to Paytm betting sites from the wallet or scanning a QR code.

2.Google Pay
Google Pay started as an India-first mobile payments app, ‘Tez’ and eventually got rebranded. It is an instant app by Google and the first one NFC technology. Google Pay is safe and secure and used worldwide. It gives the possibility to users to create their UPI ID.

3.BHIM
The National Payments Corporation of India created Bharat Interface for Money (BHIM) to allow UPI payments and launched by the Prime Minister of India, Narendra Modi, in December 2016. It ensures that your transaction will be easy and fast. Moreover the fact that it is an app control by the Indian government increase the security level.

4. PhonePe
PhonePe is a digital wallet platform founded in December 2015. In 2021 PhonePe surpassed Google Pay in terms of transactions in India, and it becomes the most used app in India. Also, it is considered the fastest app since it allows a player to proceed with any transaction with a few clicks.

Many other apps are available, but not all of them are popular for gambling. Some of them are MobiKwik, PayZapp, Whatsapp and PayKotak.

Final word on online betting with UPI by Book Spy

A final word on UnionPay bookmakers Unified Payment Interface (UPI) tends to become the first option for any bettor in India. It is an exclusive payment method only for Indian players. Easy to use, low fees, quick transactions, and local currency are some significant advantages. However, your deposit may not appear in your sportsbook account right away, because sometimes it takes time to validate your payment . Also, it is only available to users with a bank account at a participating bank.

To sum up, as an exclusive online Indian payment method, UPI deserves to consider as a great choice. It is a one-click payment from your mobile device highly accepted by bookmakers with eligibility for a welcome bonus almost at any of them. I recommend using UPI while gambling in India if you are up to a relatively low-turnover player. A high-stakes player should look at other options like Skrill or Neteller since the transactions are directly connected to the local banking system.

Complete list of bookmakers with UPI India

Plenty of Indian bookmakers have chosen to partner up with UPI. Quick and easy deposit, INR availability and low fees are excellent features. Choose your bookie from the list that you will find below and proceed with your deposit.

Bookmakers Rating Why to Bet Why to Bet Bookmakers Bonus  
22bet 22bet
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1xBet 1xBet
  • 1.000 live matches daily
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Rabona Rabona
  • 20.000+ live events per month
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  • Alternative handicaps on basketball
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  • 95%+ on Top 5 leagues and NBA
  • Alternative handicaps on basketball
100% up to €100
Code:
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888sport 888sport
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • Code:30FB
€30 Free Bets
Code: 30FB
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Zodiacbet Zodiacbet
  • 30+ sports
  • Asian Handicaps
  • Card and Corner bets
  • 30+ sports
  • Asian Handicaps
  • Card and Corner bets
  • Code:ZB100S
100% up to €100
Code: ZB100S
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20Bet 20Bet
  • More than 1,000 live events/day
  • 150+ markets in football
  • 40,000+ events/month
  • More than 1,000 live events/day
  • 150+ markets in football
  • 40,000+ events/month
100% up to €100
Code:
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Librabet Librabet
  • High odds on football
  • Huge variety of betting markets
  • Intriguing welcome bonus
  • High odds on football
  • Huge variety of betting markets
  • Intriguing welcome bonus
150% up to €150
Code:
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Bwin Bwin
  • 50+ sports
  • Cards & Corners
  • Edit my bet
  • 50+ sports
  • Cards & Corners
  • Edit my bet
High Odds
Code:
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Bet365 Bet365
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
€25 Bet Credits
Code:
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Rolletto Rolletto
  • 95%+ on tennis
  • Alternative spreads on basketball
  • Asian View
  • 95%+ on tennis
  • Alternative spreads on basketball
  • Asian View
120% up to €240
Code:
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Bookmakers Rating Why to Bet Why to Bet Bookmakers Bonus  
22bet 22bet
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
  • 1.000+ live events daily
  • 95% payout on top leagues
  • Cashout
100% up to €122
Code:
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1xBet 1xBet
  • 1.000 live matches daily
  • Asian Handicap
  • 50+ sports
  • 1.000 live matches daily
  • Asian Handicap
  • 50+ sports
  • Code:BOOKSPY
100% up to €130
Code: BOOKSPY
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Rabona Rabona
  • 20.000+ live events per month
  • 95%+ on Top 5 leagues and NBA
  • Alternative handicaps on basketball
  • 20.000+ live events per month
  • 95%+ on Top 5 leagues and NBA
  • Alternative handicaps on basketball
100% up to €100
Code:
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888sport 888sport
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • 10.000 live events per month
  • 40+ sports
  • Bet Builder
  • Code:30FB
€30 Free Bets
Code: 30FB
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Zodiacbet Zodiacbet
  • 30+ sports
  • Asian Handicaps
  • Card and Corner bets
  • 30+ sports
  • Asian Handicaps
  • Card and Corner bets
  • Code:ZB100S
100% up to €100
Code: ZB100S
Bet Now
20Bet 20Bet
  • More than 1,000 live events/day
  • 150+ markets in football
  • 40,000+ events/month
  • More than 1,000 live events/day
  • 150+ markets in football
  • 40,000+ events/month
100% up to €100
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Librabet Librabet
  • High odds on football
  • Huge variety of betting markets
  • Intriguing welcome bonus
  • High odds on football
  • Huge variety of betting markets
  • Intriguing welcome bonus
150% up to €150
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Bwin Bwin
  • 50+ sports
  • Cards & Corners
  • Edit my bet
  • 50+ sports
  • Cards & Corners
  • Edit my bet
High Odds
Code:
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Bet365 Bet365
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
  • Ideal for football lovers
  • 150+ extra bets on top leagues
  • Multiple Asian handicap markets
€25 Bet Credits
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Rolletto Rolletto
  • 95%+ on tennis
  • Alternative spreads on basketball
  • Asian View
  • 95%+ on tennis
  • Alternative spreads on basketball
  • Asian View
120% up to €240
Code:
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FAQ
Q: What is UPI?

Unified Payments Interface (UPI) is an instant payment method that can be used to transfer funds between two bank accounts in India. At the same time it is legal and is regulated by the Reserve Bank of India.

Q: Is it safe to use UPI at Indian betting sites?

UPI is owned by NPCI (National Payments Corporation of India). Because of that, it is a safe payment method for any player.

Q: Will I get a welcome bonus when I deposit with UPI?

The answer is yes. UPI betting sites in India give you a bonus after making your deposit via UPI and the opportunity to be eligible for any other promotion.

Q: Can I withdraw money from a betting site with UPI?

It gives you the option to proceed with a withdrawal if you have a deposit the same way. Making a withdrawal through it is one of the fastest ways to get your money when talking about online betting in India.

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